Finance options

Finance payment options* are available at Oakley Dental, subject to status.

Finance payment options* are available at Oakley Dental, subject to status. This allows you to spread the cost of your treatment with manageable monthly payments.

Applications can be completed in practice with the help of our team, and in many cases you may receive a decision quickly.

Benefits of Finance

• Spread the cost of your dental treatment with manageable monthly payments
• 0% finance available for up to 12 months (subject to approval)
• No deposit required (optional deposits are accepted)
• Start your treatment without needing to pay the full cost upfront

How do I apply?

Applying for finance is quick and straightforward. A member of our team will help you complete a simple online credit application.

Your application is securely sent to the lender for assessment, and a response is usually provided shortly afterwards. If approved, you can sign the credit agreement in practice or choose to have it emailed to you to complete at home.

How much can I borrow?

Finance is available for treatment costs between £350 and £25,000, subject to status.

To apply, you must:

• Be over 21 years old
• Have lived in the UK for at least 3 years

Do I need to pay a deposit?

A deposit is not required, however you may choose to pay one if you wish to reduce the total amount borrowed and your monthly repayments.

How much will the repayments be?

Monthly repayments depend on:

• The total cost of your treatment
• Whether you choose to pay a deposit
• The length of the finance agreement

Our team can provide an illustration of the monthly repayments based on your treatment plan, with no obligation to proceed.

How are repayments made?

Repayments are collected by Direct Debit, usually starting one month after the credit agreement has been signed, and are covered by the Direct Debit Guarantee.

When can I start treatment?

Treatment can usually begin once your finance agreement has been approved and signed.

What if I change my mind?

You have a statutory 14-day cooling-off period after signing the credit agreement during which you may cancel without charge. If treatment has already started, alternative payment arrangements will need to be made for any treatment received.

Who provides the finance?

Finance is arranged through Chrysalis Finance Ltd, a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.

*Finance is subject to status. Terms and conditions apply.

Terms and conditions apply. Written quotations are available on request. Minimum deposit required may vary across finance options. Credit facilities are subject to status and affordability checks and are only available to UK residents over the age of 18. Applications may be declined.

Oakleigh Dental Ltd trading as Oakley Dental is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking www.chrysalisfinance.com.